Components

Overview

Qolo's Interact Authorization system consists of three main components, each offering different levels of control:

  1. Co-operative Gateway – Clients handle authorization decisions while maintaining control over card balances.
  2. Co-operative Funding – Qolo automatically authorizes and funds transactions in real-time based on predefined rules.
  3. Co-operative Gateway Funding – Clients decide whether to approve transactions, while Qolo handles real-time funding upon approval.

Each component supports different business models and operational structures, allowing clients to select the most appropriate approach for their transaction processing. The following sections provide detailed explanations of each component, including when to use them and how they function.


Comparison of Interact Components

ComponentWho Controls Authorization?Who Manages Funding?Best For
GatewayClientClientBusinesses that require full control over authorization and card balances.
FundingQoloQoloPrograms that need just-in-time funding without pre-loaded balances.
Gateway FundingClientQoloClients that want to authorize transactions while relying on Qolo for real-time funding.

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