Transaction Testing

Overview

Before deploying Interact in a live environment, it is crucial to validate how transactions are processed, authorized, and funded using Qolo’s sandbox environment. This staging phase allows clients to:

Ensure proper integration with Qolo’s authorization and message endpoints.
Simulate transaction approvals, declines, and funding actions before going live.
Validate business rules and fraud controls within their transaction processing logic.
Identify and resolve integration issues in a controlled environment.

By completing thorough testing, clients can prevent issues related to authorization failures, incorrect funding allocations, and processing delays in production.

Key Testing Components

Qolo provides a structured testing framework that includes:

1. Setting Up Testing

Configuring authorization and message endpoints to receive simulated transaction requests.
Establishing a test environment that mimics real-world scenarios.

2. Testing Tools & API References

Interact Simulator – Generates sample transactions for validation.
Message Testing – Ensures proper handling of approval, decline, and reversal messages.
API Documentation & Sample Requests – Helps clients structure authorization responses correctly.

3. Example Test Cases

Standard authorization requests (approve, decline, partial approval).
Error handling scenarios (insufficient funds, invalid CVV, blocked MCCs).
Reversals and refunds to test transaction rollbacks.

Why Staging & Testing Is Important

Prevents authorization failures by ensuring real-time decisioning works as expected.
Reduces financial risks by verifying funding processes before transactions are live.
Enhances fraud detection by testing how rules and security checks respond to suspicious activity.
Improves operational efficiency by troubleshooting response times and error handling.

By following Qolo’s structured staging and testing process, clients can deploy Interact with confidence, knowing their integration is fully optimized for production use.